Europe's leading funding solution for e-commerce
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Growth funding
that scales with your revenue

Get up to €2.5M to cover your growth costs today.
No interest. No equity. Just a flat fee and a growth advisor to help you succeed.

Revenue-based repayments
No interest, just flat fee
Dedicated growth advisor
Kagegrisen

Kagegrisen

E-commerceGrowth FundingSustained Growth
Tech Shoppen

Tech Shoppen

Technology RetailGrowth Partnership1+ Year Growth
Blossholm

Blossholm

RetailProfessional SupportBusiness Success
Polax

Polax

E-commerceAdvisory Support5-Star Service
DFYRS

DFYRS

E-commerce2-Year PartnershipStrategic Focus
First Amsterdam

First Amsterdam

FashionGrowth CapitalAccelerated Growth

Accelerated webshop growth with strategic funding

Highly recommended for webshops that want growth. We have used Mxney in connection with a desire for further growth, where we needed capital but also sparring on how to get it going. We have had great advice all the way through.

Trolle Hansen, Founder

World-class growth management partnership

I have now had MXNEY as a growth partner for about a year, and I am extremely satisfied with the collaboration! The growth of my webshop would not have been possible without their funding and invaluable sparring. Shout-out to Lasse for being a world-class Growth Manager.

Martin Schack Kjærgaard, Owner

Professional partnership driving success

I have been really happy with the collaboration with MXNEY, which has now been ongoing for almost a year. The team behind MXNEY is extremely professional and consists of highly skilled individuals who genuinely want to see the cases they work with grow and become successes.

Tobias Varvin, Business Owner

Comprehensive business understanding and support

Our collaboration has been really good. Our advisor, Mads, is incredibly competent and very skilled at understanding your case from all angles. It is important to have professionally skilled people to spar with about your business, as it often helps clarify areas where you might have been uncertain. 5 stars from me :)

Victor Enemark, Business Owner

Hands-on expertise and insightful reporting

I partnered with MXNEY almost 2 years ago. Every year, MXNEY has used their expertise in the e-commerce space to provide insightful reporting of my business' performance. This has identified strengths and weaknesses which has helped direct focus on the most impactful areas of the business. I have had 3 funding partners and MXNEY has provided the most "hands on" support. Highly recommend them.

Hadrian Aubrey, Founder

Rapid brand growth without equity

MXNEY is great to work with. We started a year ago and thanks to them I can grow my brand much faster. The nice personal contact, good conditions and real e-commerce knowledge make it the ideal partner to grow your brand, without having to give away equity.

Joris Gaarthuis, Brand Owner
How Mxney Works

Funding That Adapts to Your Business

We cover your growth costs today. You share a small portion of tomorrow's revenue. It's that simple.

5 minutes
Quick Application

Connect your shop and bank. We analyze your data to create a personalized offer.

3-5 business days
Fast Approval

Get approved in 3-5 business days based on your actual business performance, not credit scores.

Same day
Receive First Tranche

Get your first funding tranche immediately. Use it for inventory, ads, or any growth activity.

Daily
Flexible Repayment

Pay back a small % of daily revenue. More when sales are high, less when they are low.

Takes only 5 minutes • No commitment required

Repayments That Breathe With Your Business

Unlike traditional loans with fixed monthly payments, we take a small percentage of your daily revenue. This means you pay more when business is booming and less during slower periods.

High Season
Daily Revenue

€5,000

Revenue Share

10%

Daily Payment

€500

Low Season
Daily Revenue

€1,000

Revenue Share

10%

Daily Payment

€100

Same percentage, different amounts. Your repayments automatically adjust to your cash flow, ensuring you never struggle with fixed payments during slow periods.

Unlock Mxney Analytics

Data insights to Maximize Your Growth

At Mxney we're invested in your success - literally.
Every Mxney loan includes powerful analytics dashboard and a dedicated growth advisor.

Transform Data Into Growth

Connect all your business data sources and unlock insights that drive real results

MXNEY Analytics

Shop System
Ad Platforms
Banking Data
Business Reports

From Raw Data to Growth Opportunities

Our platform doesn't just collect your data—it transforms it into actionable insights that can drive real business growth.

  • Identify your highest-performing products and campaigns

  • Uncover hidden costs and optimize your spending

  • Track ROAS across channels with automatic categorization

  • Get AI-powered recommendations specific to your business

Real-time Analytics

Monitor your business performance with live data updates and instant insights across all your connected platforms.

Growth Tracking

Track key growth metrics and identify trends that matter most to your business success.

Smart Categorization

Automatically categorize transactions and expenses with AI-powered classification for better financial insights.

ROI by Category
Spend Breakdown

See exactly where your loan is going and which investments drive the most growth

Growth Attribution
Revenue Impact

Track how your funded activities directly impact daily and monthly revenue

Live ROAS Tracking
Campaign Performance

Monitor ROAS across all marketing channels with real-time data

Dynamic Forecasting
Repayment Progress

Visualize your repayment schedule and see how it adapts to your revenue

See Your Money Work in Real-Time

E-commerce businesses see an average 2.8x improvement in ROAS with data-driven decisions

87%

Better ROI

2.8%

Avg. ROAS

Your Dedicated Growth Advisor

Think of them as your fractional CMO. Someone who knows your business, understands your market, and helps you invest your loan for maximum impact.

Strategic Planning

Your advisor helps create a growth roadmap tailored to your business

Custom growth strategy
Performance Reviews

Regular check-ins to analyze results and optimize spending

Fre insights calls
Quick Optimizations

Spot opportunities and pivot strategies based on real-time data

Proactive recommendations
Direct Access

Get answers and guidance whenever you need it via chat or calls

Dedicated Growth Advisor

Success Story: Fashion Retailer

“Our growth advisor spotted that our email campaigns had a 5.2x ROAS but we were barely investing in them. They helped us reallocate €30K from underperforming channels. Result? €156K in additional revenue in just 2 months.”

Emma Chen

Founder, LuxeStyle
+420% ROI
on reallocated spend

8 out of 10 customers would recommend Mxney to others

Who & What Mxney Is For

Smart Funding for Growing E-commerce

We partner with ambitious European e-commerce businesses ready to scale. Simple eligibility, flexible repayments, unlimited possibilities.

Simple Eligibility

We look at your actual business performance, not credit scores. Get up to 8x your monthly revenue to fuel growth.

European E-commerce businesses

We specialize in funding online businesses selling physical products

6+ months of sales history

Show us your track record and we'll fund your future

€10K+ monthly revenue

Consistent sales that demonstrate growth potential

Connected shop & bank data

Secure integration for instant eligibility assessment

Typical offer: 6x your average monthly revenue, split into manageable tranches

We Pay for Your Growth

Use Mxney funding for any legitimate business expense that drives growth. Your dedicated advisor helps you invest wisely.

Stock up on inventory

Buy your best-sellers in bulk before peak season. We cover the costs now, you pay back as you sell.

Scale winning campaigns

Found ads that work? we will fund your scaling. Your growth advisor helps optimize for maximum ROAS.

Launch new products

Test new product lines without risking your cash flow. Pay back only from the revenue they generate.

Hire growth experts

Bring in the agencies and consultants you need. We cover their fees while they grow your business.

Interactive Calculator

Calculate Your Personalized Funding

See exactly how much you can borrow and what it will cost

Milestone-Based Funding Calculator

Your loan is split into smaller milestones that are released as you repay previous ones. This reduces risk and gives you flexible access to capital.
€30,000
€3K€300K
€50,000
€25,000Max eligibility: €240,000
Milestone Strategy
Fewer Milestones = more capital at once but higher daily repayments • More milestones = lower daily repayments but less capital at once
8
612
Size per milestone€6,250
Daily repayment€46
% of daily revenue4.6%
Loan Details
Loan Amount
€50,000
Number of Milestones
8
Milestone Size
€6,250
Flat Fee
9-12%
Total Cost of Loan
€4,500 - €6,000
Security Deposit
€2,500
Estimted Repayment Timeline
40 months
Total monthly Cost of Capital
€113 - €150

Ready to unlock growth capital? Get your personalized offer in minutes.

Ready to Accelerate Your Growth?

Join hundreds of e-commerce businesses using Mxney to fund their growth. We cover your costs today, you pay back tomorrow from increased revenue.

We pay for your growth
Cover inventory, ads, and more
No interest, just flat fee
9-15% one-time cost
Pay as you earn
Revenue-based repayments
Growth advisor included
Expert guidance at no extra cost
No commitment required • No credit check • Get approved in 3-5 business days

Why E-commerce Businesses Choose Mxney

Approved in 3-5 business days

Weeks of waiting

Dedicated growth advisor

Limited business support

Flexible repayments

Fixed monthly payments

Growth analytics included

No business support

💰 Average Customer Results

€185K

Avg. funding amount

2.8x

ROAS improvement

+67%

Revenue growth

300+ businesses funded

€50M+ deployed

Stop waiting. Start growing.

While you're reading this, your competitors might be scaling with Mxney funding. Don't let cash flow constraints hold you back from your next growth phase.

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Modern revenue-based funding for e-commerce businesses. Flexible repayments that scale with your daily sales.

© 2025 Mxney Finance ApS. All rights reserved.
Erik Husfeldts Vej 7, 2630 Taastrup, Denmark
Danish FSA
MXNEY Finance ApS (CVR: 43390821) is registered with the Danish Financial Supervisory Authority (FTID 41128) with permission to operate as a lending business pursuant to the Danish Act on Measures to Prevent Money Laundering and Financing and Terrorism section 48, subsection 1.
Danish Chamber of Commerce
MXNEY Finance is a member of The Danish Chamber of Commerce, supporting political influence and actions to advance general trade and entrepreneurial opportunities across trade, IT, industry and service.
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Mxney Finance is not a bank. Banking services provided by our banking partners. Funding is subject to approval and eligibility criteria.